If you work as a physical therapy assistant, or surgical technician you can make a median hourly wage of approximately $30/hour. You ask yourself “Getting paid $30 an hour is how much a year or how much a month?” If you earn a wage of $30 an hour you’ll have an income of $62,400 a […]
$30 an hour is how much a year? Read More »
Have you been offered a job that pays 25 dollars an hour? Now you want to know how much this will be over a year or each month?” If you earn a wage of $25 an hour you’ll have an income of $52,000 a year. This estimate is based on working full time, 40 hours
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If you work as a solar installer, or wind turbine technician you can make a median hourly wage of approximately $21/hour. You ask yourself “Getting paid $21 an hour is how much a year or how much a month?” If you earn a wage of $21 an hour you’ll have an income of $43,680 a
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Try our New Wage to Salary Calculator Enter your hourly wage and how many hours you work in a week. We’ll do the rest. Wage Hours per week Planning out your financial future requires an annual income calculation. If you apply for a mortgage or a loan, you’ll be asked for an annual income. However,
How to calculate your annual income from hourly wage Read More »
If you work as a carpenter, medical coder, or full charge bookkeeper you can make a median hourly wage of approximately $20/hour. You ask yourself “Getting paid $20 an hour is how much a year or how much a month?” If you earn a wage of $20 an hour you’ll have an income of $41,600
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If you are the type of person that likes to do things on paper, I have a free printable personal budget template for you to download. You can print it for each budget period if it is a week, bi-weekly, or a month. I even made a landscape version and a portrait version for you
Printable personal budget template – free download Read More »
In this article, I want to present you here with a comprehensive list of personal budget categories. I will discuss what each category should include and what it shouldn’t, as well as highlight the why. However, this is not a template you should blindly follow. Instead, you should select the categories that fit your financial
The 11+ essential personal budget categories to consider Read More »
Last week a reader asked me what I think about the 50/30/20 budget rule? I asked back, why she was interested and she told me that her godmother uses the 50/30/20 rule, but she was afraid to follow her example because it seems quite complicated. Definition and history of the 50/30/20 budget rule The 50/30/20
Don’t be afraid of the 50/30/20 budget rule Read More »
Have you heard of a budgeting method, called “zero-based budgeting”? It is a popular method to keep your household finances in order and to stay in control of your finances. In this article, I’ll explain to you what zero-based budgeting is and help you to decide if it is right for you. Any budget lists
Is Zero-based budgeting right for you? Read More »
A personal budget is a decent amount of work. A minimal budget aims to reduce the effort to produce a budget planning document. What is a minimal budget? The minimal budget is the budget with the least effort. It is for people who have simple finances and who do not struggle with making ends meet
Personal Budget – The most minimal budget (with template) Read More »
You have come here to learn more about a personal budget. There are questions on your mind, such as “Should I create and keep a budget for my finances?”, “Why do I always feel overwhelmed, when it comes to paying the bills?”, “Why can’t I make the money last until the end of the month?”
Personal Budget – The ultimate guide through your finances Read More »
Creating a budget is an important step on the road to financial independence. A budget is a plan of your income and your expenses. You create a budget typically for a 1 year period. You don’t need to start in January, you can start right now. I’ll help you in this article to collect all
How to create a basic budget in 6 steps Read More »
In the current “financial independence retire early (FIRE)” movement, many people discuss only the ability to retire early. It seems to be the only benefit to leave your 9-5 job behind. However, when you are at the beginning of your journey to financial independence this goal seems so far away. It is discouraging to even
What does financial independence mean to you personally? Read More »
In “Four steps to financial independence” I have demonstrated why investing is a crucial part of building wealth. However, investing involves risks that can jeopardize the return on investment and even the principal of the money invested. The higher the risk, the is higher is the expected return. Smart strategies can maximize the long-term growth
The smart investment portfolio for long-term growth Read More »
In the Victorian age, wealth was inherited and living expenses were adjusted to the returns that the wealth produced. Accumulating wealth was largely political through carrying favors with the king who had the power to grant titles and land that produced the return. Further of importance was building relations through marriage and diplomatic efforts. In
The secret foundation of accumulating wealth Read More »
Personally, I want to live a life of financial independence, with the ability to make changes without fear of the financial consequences. Two out of three American’s live paycheck to paycheck. It would be “Somewhat difficult” or “Very difficult” to meet current financial obligations if their next paycheck were delayed for a week, according to
4 Powerful Steps on the Road to Financial Independence Read More »
Building wealth requires investments into the business, mostly other people’s businesses. Contrary to many investment experts’ advice you don’t need to become an expert in asset allocation, portfolio balancing, or stock picking to build wealth. The true meaning of investment Investing money means you take your savings and buy something that appreciates and or is
You don’t need to be an investment expert Read More »
You must be living under a rock if you have not been affected by SARS-CoV-2 and the severe disease that has cost millions of people their lives. The disease COVID-19, caused by the virus, has gripped the world and changed the lives of billions of people. The novel Coronavirus SARS-CoV-2 has infected 100s of millions
What the COVID-19 pandemic can teach you about investing Read More »
The three pillars of wealth are: Budgeting, Saving and Investing.
The Three Pillars of Wealth Read More »
