Oliver Kandler

Importance of a personal budget for a happy financial life

A personal budget is essential to control your money and not let your money control your emotions and happiness. It helps you to balance your income and spending with your needs. With a budget, you feel secure about your long-term financial goals. You want a personal budget if you live as a single or widow/widower. …

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Importance of budgeting to your wealth

Budgeting for anything fosters planning and accountability with money. The importance of budgeting is to control the flow of money in a household, project, or business. Having a budget prevents overspending, as well as unplanned liabilities and debt. Learning with a budget A financial budget helps you to learn your spending habits. Simply listing the …

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Why do you need a family budget?

Through budgeting, family members agree on a plan for income, expenses, and savings. The family budget is important for everyone to only spend money within the plan’s limits. This prevents overspending and keeps family finances balanced. One important attribute of a good family budget is transparency. Communicating income levels and spending budgets as well as …

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$41 an hour is how much a year?

If you work as a biological scientist, geographer, genetic counselor, sociologist, operations research analyst, or occupational therapist you can make a median hourly wage of approximately $41/hour. You ask yourself “Getting paid $41 an hour is how much a year or how much a month?” If you earn a wage of $41 an hour you’ll …

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$18 an hour is how much a year?

If you work as a rehabilitation counselor, machine setters and operator, vending machine servicer, automotive glass installer, new accounts clerk, printing press operator, construction laborer, ophthalmic medical technician, or animal control worker you can make a median hourly wage of approximately $18/hour. You ask yourself “Getting paid $18 an hour is how much a year …

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