Oliver Kandler

Oliver Kandler is passionate about personal finance, financial independence and early retirement. That means he is a proponent of living frugally and supports the FIRE (financial independence, retire early) movement. Oliver Kandler has been writing about financial topics for years. He further gave personal advise to many friends and acquaintances. yet he never became a certified financial advisor or accountant. In his personal life, he achieved financial independence and retired from 9 - 5 jobs 10 years early.

Why do you need a family budget?

Through budgeting, family members agree on a plan for income, expenses, and savings. The family budget is important for everyone to only spend money within the plan’s limits. This prevents overspending and keeps family finances balanced. One important attribute of a good family budget is transparency. Communicating income levels and spending budgets as well as

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$18 an hour is how much a year?

If you work as a rehabilitation counselor, machine setters and operator, vending machine servicer, automotive glass installer, new accounts clerk, printing press operator, construction laborer, ophthalmic medical technician, or animal control worker you can make a median hourly wage of approximately $18/hour. You ask yourself “Getting paid $18 an hour is how much a year

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